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House Holds Hearing on Use of Credit Scores in Insurance
(5/28/2008)
A hearing on the use of credit scores in insurance was held May 21 before the Subcommittee on Oversight and Investigations of the House Financial Services Committee... Full Story
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Kansas Governor Signs Flex-Rating Legislation
(5/20/2008)
Kansas Gov. Kathleen Sebelius has signed legislation establishing a flex-rating system... Full Story
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FTC Seeks Public Comments on Credit-Based Insurance Scores
(5/20/2008)
The Federal Trade Commission (FTC) is seeking public comment on a “Model Order to Obtain Data for Study of the Effect of Credit-Based Insurance Scores on Consumers of Homeowners Insurance.”... Full Story
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Federal Bill Would Ban Insurance Credit Scoring
(3/27/2008)
A bill has been filed to amend the federal Fair Credit Act to ban the use of credit information in rating and underwriting decisions in some circumstances... Full Story
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U.S. Supreme Court Decides in Favor of Insurers in Credit Reports Case
(6/12/2007)
In the June 5, 2007 issue of The Wall Street Journal, Jess Bravin reports that the U.S. Supreme Court has unanimously ruled that the Fair Credit Reporting Act does not require insurers to inform customers that they have examined their credit reports... Full Story
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Delaware Commissioner Proposes Total Ban on Credit Scoring
(3/6/2007)
Delaware Insurance Commissioner Matt Denn and state legislators on Friday unveiled legislation to ban all use of credit scores in setting auto and homeowner insurance rates... Full Story
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Oregon Voters Reject Credit Scoring Ban
(11/14/2006)
A measure on the ballot in Oregon that would have barred the use of credit scoring in determining insurance premium rates was rejected by a large margin... Full Story
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Use of Credit Scoring by Insurers Faces Ballot Test in Oregon
(10/31/2006)
On November 7 voters in Oregon will be the first in the U.S. to decide whether insurance companies will be prohibited from using such factors as credit history, debt and bill-paying habits in setting rates for homeowners and auto policies... Full Story
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